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I'm 23 years old; my father already passed when I was 10, which leaves a huge problem that struck my family. One of them is the Money problem. I have 3 Sisters, one big sister and two others still in college. My big sister no longer lives with us; she's married. I already graduated and am in the middle of job-seeking because of the pandemic; it's a bit hard. Right after my Father passed away, my mother married again, who is still in a relationship with his wife and has three children. When my mother married again, I thought my family money problem would be solved. But boy, was I wrong. It turns out my stepfather is cheap. Even for daily needs, he doesn't want to pay for that. So my mom needs to figure how to make money. When I was graduated from college, I decided to have a little cash emergency funds; it's a small number, about USD 500. I can finally have my own money by working little by l agreed to open a bank account, and one of the features is a money loan. I never want to use that cause I think I don't need it. But it turns out my mother has been borrowing money endlessly all this time. And decided to use my name to use a money loan. I was estimated about USD 2000 using my name. I hope she can pay on time. But today, my mom cannot pay it because one of her colleagues cannot pay her on time (my mom works for them). And my mom tells me I cannot deliver this month instalment loan. The amount is really to be the same as my money. I cried all night. Whether to use it or not. Cause on the other side, that's the money that I've been saving up, and I don't want to use it. But on the other side, I don't want any future problems related to banks. God, I want to end my life.
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Believe me I understand how you feel. My mom and dad ran up credit cards in my name and didn't pay I was sued for the balance because I had no proof and I didn't have the $3000 or so to pay it so it went against my credit and I had to file bankruptcy for one and other things.
I'm sorry that happened to you. It really is horrible your own family doing that to you. Money really can ruin family relationships. Stay strong xx. In the future you should probably not let anybody use your accounts but yourself.
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