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Two years ago, I was in a really sad state. I didn’t even realize how bad it was because my standards were low and I met them. By the grace of God, I got a job making really good money, especially since I have zero qualifications or college background. Last summer, I was denied a credit card and shot down for a mortgage. It was discouraging but I thought there is no reason why I can’t have what everyone else has. None. I raised my standards. By the end of December, just a few days away from the new year, I was approved for my first credit card with a $25k limit. I truly thought it was a mistake. I bank with one of the best in the country, there’s no way they just approved me for that. But they did. I used it responsibly in January through March and was able to get a boost to my credit score. So, I started house hunting, just looking at ideas as to what I might like when I am ready to buy. I found a house I love in a good area with good schools for my children and it was in the price range that I felt I could afford, even if it’s the most expensive house anyone in my family would have and, trust me, they’re doing way better than I am. I thought even if I qualify for the loan, the rates are gonna kill me, there’s no way I can afford this house. But I went ahead and applied for a loan with my bank. Not only did they approve me, I have one of the lowest interest rates you can get. I put an offer in and after a week of exchanges, they accepted my offer and were willing to pay closing costs. A week later, two sources of income were deposited into my account, giving me enough money for the down payment. I got the settlement statement from the bank and discovered that, due to all of the seller credits, I’m actually walking away from closing with more money in my pocket. This is like a dream. I can’t even believe this is real. Yesterday, I got excited when my boss announced how much money our investor was wiring to us, because I know I busted my ass all week to make that happen and the company needed it. When I expressed to her how excited I was, she told me I was ready to take on a new, very serious responsibility. Not only does this mean I will most likely get a big pay increase but it means that they trust me, some inexperienced person they plucked out of obscurity, with such an important part of their company. Aside from her, the VP, I would be the only person who knows how to do the job. I can’t really talk about this with anyone because it definitely sounds like bragging but I’m honestly just blown away. I don’t know how I’ve been able to come up this much. The only thing I did differently was raise my standards. My baseline was no longer acceptable to me. Every time I raise my standards and intently, humbly pray for God’s blessings to get me into a new reality, He does. In a major way. I used to be on food stamps. My kids had state medical insurance. Now we have good insurance and they see good doctors. I could barely afford music lessons for my oldest child. Now all of them are in activities. I used to not be able to get a job because childcare would have robbed me. Now I am able to pay for childcare. My husband and I pulled in over $100k last year and I surpassed him as the breadwinner. The feeling of going from helpless to being able to actually provide a good life for my family is one I can’t even begin to describe. This isn’t even about material things. My family was living in a bad area where gunshots were common. Our house has been robbed many times. My kids went to terrible schools. They couldn’t even have a normal childhood. No friends in the neighborhood. Not enough room in our house for guests. Birthday parties thrown at other people’s homes because mine couldn’t accommodate. House in constant disarray due to not having space for anything. Three kids sharing one den converted into a bedroom. Now everyone will have their own room. We will actually have a backyard for them to play in. I’ll finally have a normal kitchen to cook in. The encouragement anyone can get out of this is that if you genuinely want out of your circumstances, there is a way. I know how it feels to be trapped by circumstances that seem out of your control while you watch the rest of the world move forward. This didn’t even take long to accomplish. Less than two years of giving an honest attempt at pulling myself out of a hole of depression and victimhood, now I’m in a new reality. I couldn’t even pray to God for help because I was so ashamed and felt I got more than I deserve and that if I wanted better I had to work harder. Meaning, my works would provide the better life for me. But as soon as I ditched that line of thinking and truly believed that it’s not me, it’s God, and I raised my standards, God provided faster than I ever could have on my own. I’ve had evidence of this in the past. When my car was on the brink and I prayed God would send me a safer car, within weeks my car was totaled, no one was hurt, and that same day, a stranger deposited enough money in my account to make a down payment for a nice car. There’s many more examples of miracles happening in my life. Things coming together that in no way could I have pulled off on my own. I didn’t have the tools to get myself out. God gave me the tools as he was leading me into a new direction. I blindly went into uncharted territory and was given exactly what I needed at exactly the right time. Praise God.
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I am so happy for you! It is great to hear something good for a change! I hope your good fortunes continue !
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