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From quite sometime now, I am really worried about mine and my partner's finances. We are doing okay though. We go on dinners, he buys me gifts and everything. But I feel there is no stability.
I do a corporate job, earn okay...but a large portion of the salary goes in paying loans that my husband had taken for his business. My husband does whole-selling business. He has been doing it for the past 2 years now. Money comes in and goes out like in a flash. There is no saving, there is no investment. He has go give a major chunk of the earnings in the house to the parents. I feel they demand too much sometimes. Lots of unnecessary expenses happen in the house. There is no financial planning.
My husband's father gets some rental income, but he does not use that. He says he is saving that for contingencies. And the whole pressure for the household expenses is on my husband only. Because of this, he is not able to save anything for the both of us. Would he even start thinking about US ?
I am really tensed now. Afraid of the future. I feel we will not be able to do good in life. We need to start thinking about finances now. I need security for us both.
Whenever I ask him anything or talk to him about family finances, he would just dodge the thing. He is not comfortable talking to me about all this. On the outside, we might appear very financially stable, but from inside, we are hollow. We don't have much of our own.
My husband would not draw a line on the expenses. Whenever the father would ask him for money, in say every 10 days, he would give. Why doesn't he say that he cannot afford giving this much right now. That he has to re-invest and save. The savings parents are doing, those are for them. What is for us then ? Nothing at all.
I ask my husband to settle abroad. I want to start a new life with him. Away from all this mess. A place where we can think about ourselves and start building our lives better. But he is not very keen for that.
Why does he want to stay in this mess ? Professionally, personally and financially, he is not in a good place. He deserves better. And I want him to understand this. Give life a chance. Take a leap of faith. I am sure we will be able to make good for us. But here in the family, we cant think of us, but just family commitments.
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He is somehow trapped with his family and they expect too much of him. He is too weak to stand up to them. Tell him if he can't tell them that they are demanding too much of him to at least write them a letter explaining that he can't afford to keep handing money over to them. Tell him that if he doesn't let them know you most certainly will and give him a date to do it by.
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